WeChat Pay

Overview

WeChat Pay is a digital wallet payment method that allows customers to pay using their WeChat Pay account. Customers authenticate using the WeChat app before authorizing the payment.

How Customers Pay with WeChat Pay

Customers can complete payments using their WeChat Pay account through supported online and in-store payment experiences.

For both online and in-store purchases, customers are presented with a QR code to scan using the WeChat app. Customers then review the payment details and authorize the transaction within the app before the payment is completed.

How Maya Processes WeChat Pay Payments

When a customer authorizes a WeChat payment, Maya securely sends the payment request to WeChat for authentication and authorization. If the payment is approved, Maya returns the payment result to the checkout experience or payment terminal, and funds are settled to the merchant according to the applicable settlement schedule.

The available WeChat Pay payment experience depends on the Maya product being used.

Requirements

To accept WeChat Pay payments, you must:

• Have an active Maya merchant account with WeChat Pay acceptance enabled.
• Use a Maya payment product that supports WeChat Pay.

If WeChat Pay has not yet been enabled for your merchant account, contact your Maya representative.

Payment Flow

1. The customer selects WeChat Pay as the payment method.
2. The customer initiates the payment using the applicable WeChat Pay payment experience.
3. Maya sends the payment request to WeChat Pay for authentication and authorization.
4. The customer authorizes the payment in the WeChat app.
5. WeChat Pay validates the transaction and returns the payment result to Maya.
6. Maya returns the payment result to the applicable payment experience.
7. Approved transactions are settled to the merchant according to the applicable settlement schedule.

Next Steps

Choose the Maya product that best matches the payment experience you want to provide.