|Card Brand||Credit Card||Debit Card|
Customer enters their card details (First Name/Last Name/Card Number/Expiry Date/CVV) on the checkout page. Card network is automatically detected, and logo is shown.
Some banks may prompt the user to authenticate the transaction by asking for ‘One-Time Password’ or OTP that the user will receive via SMS.
Issuing bank then settle the transaction to the merchants account depends on their processing schedules.
Pre-auth and capture can be configured to merchant accounts (or MIDs) with Card Payment Acceptance only. When you opt to accept both card and e-wallet payments, we recommend to request a separate MID for Card Payment Acceptance to enable pre-auth and capture feature.
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Updated 2 months ago