Customer, Account and Card Related Errors

Customer, Account and Card-Related Errors

This page provides a comprehensive list of potential error codes that may arise during Customer, Account, or Card validations, whether within the Vault or as determined by the Acquirer or by the Issuer.


PY0002 - Card is expired

Product/s: VAULT

Error Code and MessagePY0002 - Card is expired
HTTP Code400
ProblemThe card used for the transaction has already expired.
What you should doThe API Consumer or the merchant should advise the customer to use a valid and active card.

For sandbox testing, you can use any of the valid cards in Sandbox Credentials and Cards .

PY0121 - Card is expired

HTTP Status: 400

Product/s: INVOICE CHECKOUTPLUGINS

⚠️ Applicable for Card payments only.

This occurs when an expired card is used. You can suggest to the customer to attempt the transaction using a valid and active card. This specific error is determined by the Acquirer.


PY0007 - Invalid token status

Product/s: VAULT

Error Code and MessagePY0007 - Invalid token status
HTTP Code400
ProblemThe API call was made with a paymentTokenId already used or has expired.
What you should doThe API Consumer should generate a new paymentTokenId using Create Payment Token

PY0008 - Token is invalid

Product/s: VAULT

Error Code and MessagePY0008 - Token is invalid
HTTP Code400
ProblemThe API call was made with a paymentTokenId that is not valid or does not exist.
What you should doThe API Consumer should generate a valid paymentTokenId via the Create Payment Token

PY0021 - Failed to add customer

HTTP Status: 400

Product/s: VAULT

This is a systemic error that occurs when creating a customer record. Please review the mandatory fields for creating a customer and try again.

ℹ️ If the error persists even after multiple retries, please escalate the issue to Support.


PY0023 - Customer does not exist

Product/s: VAULT

Error Code and MessagePY0023 - Customer does not exist
HTTP Code404
ProblemThe API call was made with a customerId that does not exist.
What you should doThe API Consumer should use a customerId that exists or create a new id via Create Customer API

PY0024 - Failed to delete customer

HTTP Status: 400

Product/s: VAULT

This is a systematic error in deleting a customer record.

Validate the status of the customer record by calling Retrieve Customer. If it still exists, retry sending another request to delete the customer record.

ℹ️ If the error persists even after multiple retries, please escalate the issue to Support.


PY0025 - Failed to update customer details

HTTP Status: 400

Product/s: VAULT

This is a systematic error in updating Customer details.

Validate the status of the customer record by calling Retrieve Customer. If it exists and details are not modified, retry sending another request to update the customer record.

ℹ️ If the error persists even after multiple retries, please escalate the issue to Support.


PY0026 - Failed to update card details

HTTP Status: 400

Product/s: VAULT

This is a systematic error in updating Card details. Kindly retry the transaction.

ℹ️ If the error persists even after multiple retries, please escalate the issue to Support.


PY0027 - Card does not exist

HTTP Status: 404

Product/s: VAULT

This error happens when the Card token does not exist for the Customer. Validate that the Card token used is not deleted and kindly retry the transaction.


PY0028 - Failed to delete card

HTTP Status: 400

Product/s: VAULT

This is a systematic error in deleting the Card. Kindly retry the transaction.

Validate the Card record by calling Retrieve Card. If it still exists, retry sending another request to delete the card record.

ℹ️ If the error persists even after multiple retries, please escalate the issue to Support.


PY0029 - No card found for customer

HTTP Status: 400

Product/s: VAULT

This error response will be encountered when no Card record is associated with the customer. Please ensure that you have successfully linked a card to this customer record.


PY0030 - Invalid card token status

HTTP Status: 400

Product/s: VAULT

This error will happen if the Card token status is not allowed for payment. Possible reasons are any of the following:

  • Used Card Token
  • Deleted Card Token
  • Linking of Card tokens that is not successful

Kindly retry the transaction and use a valid and existing Card Token.


PY0036 - Card is not supported

Product/s: INVOICE CHECKOUTVAULTPLUGINS

Error Code and MessagePY0036 - Card is not supported
HTTP Code400
ProblemThe card used for the transaction is from a card scheme not supported by Maya.
What you should doAs the API Consumer or as a merchant, confirm with your Relationship Manager that your expected card scheme has been configured.

The card schemes supported by Maya are:
  • Visa
  • Mastercard
  • AMEX
  • JCB

PY0043 - Card already exists

HTTP Status: 400

Product/s: VAULT

This error will happen if the card you are trying to link is already linked to the customer.

Validate the Card record by calling Retrieve Card.


PY0105 - Account has insufficient balance to perform this transaction

HTTP Status: 400

Product/s: INVOICE CHECKOUTPAY WITH MAYAVAULTPLUGINS CHECKOUT-QRPHDYNAMIC QRPH

The linked account or the account being used does not have sufficient balance to make the transaction.

You can inform the user that the transaction was declined due to insufficient funds and advise them to cash in before making a transaction.


PY0117 - Card is invalid

HTTP Status: 400

Product/s: INVOICE CHECKOUTVAULTPLUGINS

This error will happen if the card being used is invalid or no longer valid (card BIN is not supported or the card is inactive).

Make sure you are using a valid and active card when making a transaction.


PY0119 - Issuer declined card or account

HTTP Status: 400

Product/s: INVOICE CHECKOUTPAY WITH MAYAVAULTPLUGINS CHECKOUT-QRPH

You will encounter this issue when the Issuer rejects any transactions to be made using this card.

Recommend trying with a different card.


PY0120 - Issuer decline

HTTP Status: 400

Product/s: INVOICE CHECKOUTPAY WITH MAYAVAULTPLUGINS CHECKOUT-QRPHDYNAMIC QRPH

You will encounter this error when the customer has provided invalid card details (e.g. expired card, or wrong card number).

Recommend trying a different card.


PY0123 - Account limit exceeded

HTTP Status: 400

Product/s: INVOICE CHECKOUTPAY WITH MAYAVAULTPLUGINS CHECKOUT-QRPHDYNAMIC QRPH

The linked account or the account being used has reached the maximum number of transactions.

You can inform the user that the transaction was declined due to a limit. They can retry the transaction on the next day or use other accounts.


PY0127 - Please update incomplete customer records

HTTP Status: 400

Product/s: VAULT

You will encounter this error when Fraud protection is enabled and the provided customer details are incomplete.

Make sure to provide the minimum required customer details, as described in Fraud Protection guide, and retry the transaction.


PY0136 - Account or Card is compromised

HTTP Status: 400

Product/s: INVOICE CHECKOUTPAY WITH MAYAVAULTPLUGINS

You will encounter this error when the account is closed and is no longer usable.

You have to unlink the account and ask the user to link another account.